Howard Lothrop

Helping Banks Grow Profits With Little Or No Risk

Consultant.  Data Analyst.  Defender of Community Banking.

Here’s how the call works: 

First we’ll review your goals.  Every successful journey starts by knowing your desired destination, and deposit profitability is no different. 

Then we’ll examine your current situation.  It’s important to know what we have to work with, what you’ve already tried, and where you have concerns. 

Finally, we’ll look at your alternatives.  I’ll diagnose based on what I see, and we can discuss your specific improvement options. 

Then, if you like what you’ve heard, we’ll talk about how to move forward together.  

But don’t worry.  You don’t have to make a decision right away.  There’s nothing to buy on the call.  Our deposit profitability approach requires us to work closely together so I just want to have a conversation on the phone to see if it’s a good fit.


You could be up and running with our complete done-for-you service in as little as 2 weeks.  Plus, our service comes with a results-oriented guarantee, locking in a minimum ROI for your bank.  
You already have all the data you need.  It's in your core system.  We know where the data is hidden, and we have experience with all major core systems.
No.  We give you a template to perform a simple extract from the core.  Since we have ongoing experience with the "Big 3" core systems providers, we have a template that fits your situation.  It's quick, easy, and there's no added expense.  Plus you get a guaranteed minimum ROI.

Howard Lothrop

Helping Banks Grow Profits With Little Or No Risk

About Me

Consultant.  Data Analyst.  Defender of Community Banking.

Book Me

FAQ

Here’s how the call works: 

First we’ll review your goals.  Every successful journey starts by knowing your desired destination, and deposit profitability is no different. 

Then we’ll examine your current situation.  It’s important to know what we have to work with, what you’ve already tried, and where you have concerns. 

Finally, we’ll look at your alternatives.  I’ll diagnose based on what I see, and we can discuss your specific improvement options. 

Then, if you like what you’ve heard, we’ll talk about how to move forward together.  

But don’t worry.  You don’t have to make a decision right away.  There’s nothing to buy on the call.  Our deposit profitability approach requires us to work closely together so I just want to have a conversation on the phone to see if it’s a good fit.


You could be up and running with our complete done-for-you service in as little as 2 weeks.  Plus, our service comes with a results-oriented guarantee, locking in a minimum ROI for your bank.  
You already have all the data you need.  It's in your core system.  We know where the data is hidden, and we have experience with all major core systems.
No.  We give you a template to perform a simple extract from the core.  Since we have ongoing experience with the "Big 3" core systems providers, we have a template that fits your situation.  It's quick, easy, and there's no added expense.  Plus you get a guaranteed minimum ROI.