Harpreet Singh Zoho Financial

MBA, 2021 Financial Advisor of the Year,

Zoho Financial
As a Financial Service Brokerage and Advisory firm, we take pride in helping Business Owners, High Net Worth Individuals and Families to secure their financial futures, realize their goals & dreams, optimize their wealth and plan their financial future. We are licensed to deal in all life, health and travel insurance products as well as hold licence to advise and sell investment fund products to clients.

Our Team
Our founder Harpreet Singh is one of the top financial advisors in Canada. Harpreet was one of the top 20 (Elite Club) advisors across Canada in the DFS Independent Network in 2020. He also won the Top Financial Advisor of 2021 award in Ottawa. Harpreet was also named the Advisor of the Year by DFS Independent Network in Ottawa-Gatineau and was also the top Insurance Advisor of 2020.
Harpreet is supported by his team members across Ontario, including his home team of Emily Prum, Elizabeth DuVall (Insurance) and Carol Zosiak as well as his Industry partners, Business Development and Associate team members.  

Our Core Values
  1. Care - We care for our clients, their families and our communities. Client First is not a buzzword for us, but we live it every moment.
  2. Trust - Client Confidentiality, treating everyone with Respect, advising with Honesty, Transparency and Integrity are our keys to building trust and long-term relationships with our clients. 
  3. Learn - We believe in Financial Education for our clients, our community and especially our children and youth. We are life-long learners ourselves, continuously updating and upgrading our knowledge.
  4. Engage - We always work in collaboration with our clients. We believe in community engagement and playing our part in nation building and strong communities.
Services Offered
a. Wealth Management - Fund Advice and Investment Management
b. Risk Management - Life and Health Insurance Needs' Analysis, Advice and help clients find the most suitable products
c. Financial Management - Helping businesses and families manage their finances, budgeting and savings
d. Estate Planning - Real Estate and Investment Owners to plan their assets, Multi-generational wealth transfer
e. Retirement Planning - Plan and implementation of retirement goals including advice and help on RRSPs, TFSAs, Annuities
f. Tax Planning - Optimizing long-term tax benefits for small business owners, real estate owners and families
g. Education Planning for Children - RESPs and Other Education savings
h. Travel Insurance - for Canadians traveling abroad, Visitors to Canada, Super Visa
i. Group Insurance - for Small Businesses


At Zoho Financial, we are partners with Desjardins Financial Security (DFS) Investments. DFS is the fund dealer and distributor of various mutual funds and investments in Canada. As qualified fund advisors and service providers, we partner with DFS to access all the major fund companies such as Fidelity, McKenzie, Franklin-Templeton, CI Investments, Invesco, Dynamic, TD Investments, BMO, RBC Investments, Sunlife Global, ManuLife Investments, Desjardins Investments (and many more). This gives us and our clients a lot of flexibility while choosing the best funds and creating customized portfolios based on their individual financial profiles.

We also have access to over 25 Canadian Life, Health and Travel Insurance companies to choose and select the most suitable products for our clients in this space. Some of the leading Life and Health Insurance firms we work with are; ManuLife, SunLife, Empire Life, Desjradins, Canada Life, Equitable Life, Canada Protection Plan, Humania, SSQ, BMO, RBC, Industrial Alliance to name a few. Similarly, we have partnerships with leading travel insurers including ManuLife, GMS, Allianz, Travelance, TuGo, Destination Travel, 21st Century Travel and Travel Shield.

I was looking for health insurance and was recommended to Zoho financial. Since then i have been there regular client. Customer service is fantastic. Mr. Harpreet was so patient in explaining everything. Would definitely recommend to everyone. Thank you again sir.

Srishti K.

Fantsatic Service and advice

I had been with an advisor from *** and I did not know what was going on with my insurance and investments. I got Harpreet to analyze my insurance and for the first time I realized what I had and what I was missing. 

Mike L.

Best advice ever

Best advice anyone can ever give. Thank you for your help.

Parth S.

Best advice

I have been to seek advice from Mr. Harpreet at Zoho Financial twice. I have been very happy with the information, the knowledge he has and the transparency. I am planning to move my investments but so far there is no pressure to sell me anything and when he said no obligation, he truly meant it. 

Gurpreet S.

No sales pressure

For a young professional like me, planning and advice from Harpreet came as a big support. We have been able to clarify my long term objectives, our plans and we already have put these plans in practice. His timely responses and customer driven approach is very much appreciated.

Brandon B.

Great planning and advice

Harpreet is the best advisor that I have ever dealt with, and as a business owner, its such a powerful combination that he has experience in consulting ad helping small business owners in starting up, growth and planning. Combine that with his financial knowledge, we have now been able to plan our incomes, taxes and retirement in a much much better way than we ever thought. Thank you Zoho Financial!

Nadia B.

Two for the price of one

Disclaimers

Life and health insurance products are provided through Zoho Financial through Desjardins Financial Security Independent Network. Life and health insurance products and services are not available through Desjardins Financial Security Investments Inc. (DFS Investments) nor are the insurance plans or services available and/or offered, supervised or reviewed by DFS Investments. DFS Investments is the mutual fund dealer through which mutual fund products and services are provided.This site is not the property of Desjardins Insurance¹ or Desjardins Financial Security Independent Network. They do not have any control over the content or the use of the site. Desjardins Insurance¹ and Desjardins Financial Security Independent Network shall not be liable or responsible to any person for any harm, loss or damage (whether arising in contract, tort, negligence or otherwise) that may arise directly or indirectly from this site, the use, inability to use, or malfunctioning of this site or the information contained herein, including any direct, indirect, special, third party or consequential damages.This site is not the property of Desjardins Financial Security Investments Inc. (DFS Investments). DFS Investments has control over the content of this site by their review of the information provided in accordance with its policies and procedures. DFS Investments is not responsible for the content in this website that is unrelated to the business of DFS Investments nor is it responsible for the monitoring or supervision of these other business activities. Desjardins Financial Security Investments Inc. (DFS Investments) is a corporate body separate and apart from Desjardins Insurance¹.DFS Investments is a mutual fund dealer registered in every Canadian province and territory and an exempt market dealer registered in Quebec. It is also registered in every Canadian province and territory for the distribution of insurance products. DFS Investments' advisors may be qualified to provide advice on mutual funds, exempt market products and other investments products, among other things. In Québec, DFS Investments is also registered as a restricted dealer, a group insurance of persons and a financial planning firm. Unless otherwise indicated, investments in products distributed by DFS Investments are not insured, in whole or in part, by the Canada Deposit Insurance Corporation or by another public deposit insurance fund, as the case may be, nor are they guaranteed, in whole or in part, by Desjardins Insurance¹, and their value is subject to market fluctuations.¹ Desjardins Insurance refers to Desjardins Financial Security Life Assurance Company, a provider of life and health insurance and retirement savings products.​

Harpreet Singh Zoho Financial

MBA, 2021 Financial Advisor of the Year,

About Zoho Financial

Zoho Financial
As a Financial Service Brokerage and Advisory firm, we take pride in helping Business Owners, High Net Worth Individuals and Families to secure their financial futures, realize their goals & dreams, optimize their wealth and plan their financial future. We are licensed to deal in all life, health and travel insurance products as well as hold licence to advise and sell investment fund products to clients.

Our Team
Our founder Harpreet Singh is one of the top financial advisors in Canada. Harpreet was one of the top 20 (Elite Club) advisors across Canada in the DFS Independent Network in 2020. He also won the Top Financial Advisor of 2021 award in Ottawa. Harpreet was also named the Advisor of the Year by DFS Independent Network in Ottawa-Gatineau and was also the top Insurance Advisor of 2020.
Harpreet is supported by his team members across Ontario, including his home team of Emily Prum, Elizabeth DuVall (Insurance) and Carol Zosiak as well as his Industry partners, Business Development and Associate team members.  

Our Core Values
  1. Care - We care for our clients, their families and our communities. Client First is not a buzzword for us, but we live it every moment.
  2. Trust - Client Confidentiality, treating everyone with Respect, advising with Honesty, Transparency and Integrity are our keys to building trust and long-term relationships with our clients. 
  3. Learn - We believe in Financial Education for our clients, our community and especially our children and youth. We are life-long learners ourselves, continuously updating and upgrading our knowledge.
  4. Engage - We always work in collaboration with our clients. We believe in community engagement and playing our part in nation building and strong communities.
Services Offered
a. Wealth Management - Fund Advice and Investment Management
b. Risk Management - Life and Health Insurance Needs' Analysis, Advice and help clients find the most suitable products
c. Financial Management - Helping businesses and families manage their finances, budgeting and savings
d. Estate Planning - Real Estate and Investment Owners to plan their assets, Multi-generational wealth transfer
e. Retirement Planning - Plan and implementation of retirement goals including advice and help on RRSPs, TFSAs, Annuities
f. Tax Planning - Optimizing long-term tax benefits for small business owners, real estate owners and families
g. Education Planning for Children - RESPs and Other Education savings
h. Travel Insurance - for Canadians traveling abroad, Visitors to Canada, Super Visa
i. Group Insurance - for Small Businesses


At Zoho Financial, we are partners with Desjardins Financial Security (DFS) Investments. DFS is the fund dealer and distributor of various mutual funds and investments in Canada. As qualified fund advisors and service providers, we partner with DFS to access all the major fund companies such as Fidelity, McKenzie, Franklin-Templeton, CI Investments, Invesco, Dynamic, TD Investments, BMO, RBC Investments, Sunlife Global, ManuLife Investments, Desjardins Investments (and many more). This gives us and our clients a lot of flexibility while choosing the best funds and creating customized portfolios based on their individual financial profiles.

We also have access to over 25 Canadian Life, Health and Travel Insurance companies to choose and select the most suitable products for our clients in this space. Some of the leading Life and Health Insurance firms we work with are; ManuLife, SunLife, Empire Life, Desjradins, Canada Life, Equitable Life, Canada Protection Plan, Humania, SSQ, BMO, RBC, Industrial Alliance to name a few. Similarly, we have partnerships with leading travel insurers including ManuLife, GMS, Allianz, Travelance, TuGo, Destination Travel, 21st Century Travel and Travel Shield.

Book A Meeting

Testimonials

I was looking for health insurance and was recommended to Zoho financial. Since then i have been there regular client. Customer service is fantastic. Mr. Harpreet was so patient in explaining everything. Would definitely recommend to everyone. Thank you again sir.

Srishti K.

Fantsatic Service and advice

I had been with an advisor from *** and I did not know what was going on with my insurance and investments. I got Harpreet to analyze my insurance and for the first time I realized what I had and what I was missing. 

Mike L.

Best advice ever

Best advice anyone can ever give. Thank you for your help.

Parth S.

Best advice

I have been to seek advice from Mr. Harpreet at Zoho Financial twice. I have been very happy with the information, the knowledge he has and the transparency. I am planning to move my investments but so far there is no pressure to sell me anything and when he said no obligation, he truly meant it. 

Gurpreet S.

No sales pressure

For a young professional like me, planning and advice from Harpreet came as a big support. We have been able to clarify my long term objectives, our plans and we already have put these plans in practice. His timely responses and customer driven approach is very much appreciated.

Brandon B.

Great planning and advice

Harpreet is the best advisor that I have ever dealt with, and as a business owner, its such a powerful combination that he has experience in consulting ad helping small business owners in starting up, growth and planning. Combine that with his financial knowledge, we have now been able to plan our incomes, taxes and retirement in a much much better way than we ever thought. Thank you Zoho Financial!

Nadia B.

Two for the price of one

Small Print

Disclaimers

Life and health insurance products are provided through Zoho Financial through Desjardins Financial Security Independent Network. Life and health insurance products and services are not available through Desjardins Financial Security Investments Inc. (DFS Investments) nor are the insurance plans or services available and/or offered, supervised or reviewed by DFS Investments. DFS Investments is the mutual fund dealer through which mutual fund products and services are provided.This site is not the property of Desjardins Insurance¹ or Desjardins Financial Security Independent Network. They do not have any control over the content or the use of the site. Desjardins Insurance¹ and Desjardins Financial Security Independent Network shall not be liable or responsible to any person for any harm, loss or damage (whether arising in contract, tort, negligence or otherwise) that may arise directly or indirectly from this site, the use, inability to use, or malfunctioning of this site or the information contained herein, including any direct, indirect, special, third party or consequential damages.This site is not the property of Desjardins Financial Security Investments Inc. (DFS Investments). DFS Investments has control over the content of this site by their review of the information provided in accordance with its policies and procedures. DFS Investments is not responsible for the content in this website that is unrelated to the business of DFS Investments nor is it responsible for the monitoring or supervision of these other business activities. Desjardins Financial Security Investments Inc. (DFS Investments) is a corporate body separate and apart from Desjardins Insurance¹.DFS Investments is a mutual fund dealer registered in every Canadian province and territory and an exempt market dealer registered in Quebec. It is also registered in every Canadian province and territory for the distribution of insurance products. DFS Investments' advisors may be qualified to provide advice on mutual funds, exempt market products and other investments products, among other things. In Québec, DFS Investments is also registered as a restricted dealer, a group insurance of persons and a financial planning firm. Unless otherwise indicated, investments in products distributed by DFS Investments are not insured, in whole or in part, by the Canada Deposit Insurance Corporation or by another public deposit insurance fund, as the case may be, nor are they guaranteed, in whole or in part, by Desjardins Insurance¹, and their value is subject to market fluctuations.¹ Desjardins Insurance refers to Desjardins Financial Security Life Assurance Company, a provider of life and health insurance and retirement savings products.​

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