As a Financial Service Brokerage and Advisory firm, we take pride in helping Business Owners, High Net Worth Individuals and Families to secure their financial futures, realize their goals & dreams, optimize their wealth and plan their financial future. We are licensed to deal in all life, health and travel insurance products as well as hold licence to advise and sell investment fund products to clients.
Our Core Values
- Care - We care for our clients, their families and our communities. Client First is not a buzzword for us, but we live it every moment.
- Trust - Client Confidentiality, treating everyone with Respect, advising with Honesty, Transparency and Integrity are our keys to building trust and long-term relationships with our clients.
- Learn - We believe in Financial Education for our clients, our community and especially our children and youth. We are life-long learners ourselves, continuously updating and upgrading our knowledge.
- Engage - We always work in collaboration with our clients. We believe in community engagement and playing our part in nation building and strong communities.
a. Wealth Management - Fund Advice and Investment Management
b. Risk Management - Life and Health Insurance Needs' Analysis, Advice and help clients find the most suitable products
c. Financial Management - Helping businesses and families manage their finances, budgeting and savings
d. Estate Planning - Real Estate and Investment Owners to plan their assets, Multi-generational wealth transfer
e. Retirement Planning - Plan and implementation of retirement goals including advice and help on RRSPs, TFSAs, Annuities
f. Tax Planning - Optimizing long-term tax benefits for small business owners, real estate owners and families
g. Education Planning for Children - RESPs and Other Education savings
h. Travel Insurance - for Canadians traveling abroad, Visitors to Canada, Super Visa
i. Group Insurance - for Small Businesses
At Zoho Financial, we are partners with Desjardins Financial Security (DFS) Investments. DFS is the fund dealer and distributor of various mutual funds and investments in Canada.
As a qualified fund advisors and service providers, we partner with DFS to access all the major fund companies such as Fidelity, McKenzie, Franklin-Templeton, CI Investments, Invesco, Dynamic, TD Investments, BMO, RBC Investments, Sunlife Global, ManuLife Investments, Desjardins Investments (and many more). This gives us and our clients a lot of flexibility while choosing the best funds and creating customized portfolios based on their individual financial profiles.